Monthly Budget Planner for Sweden
Plan your monthly expenses with typical Swedish costs. Adjust the sliders to match your lifestyle and see how your budget adds up.
Budget Calculator
Monthly Expenses
Budget Summary
Expense Breakdown
Typical Monthly Costs in Sweden (2026)
Frequently Asked Questions: Cost of Living in Sweden
Tips for Saving Money in Sweden
- Housing queue: Register with Bostadsförmedlingen early. The longer you wait, the better apartments you can access.
- Budget groceries: Shop at Lidl, Willys, and use apps like Matspar to find discounts.
- Lunch deals: Many restaurants offer "Dagens lunch" (lunch of the day) for 100-150 SEK including drink and salad.
- Second-hand: Use Blocket, Facebook Marketplace, and Tradera for furniture and electronics.
- Budget phone plans: Consider Hallon, Comviq, or Lycamobile for affordable mobile plans starting at 99 SEK/month.
Calculate Your Take-Home Salary
Use our Swedish salary calculator to find out exactly how much you'll earn after taxes in any municipality.
Try Salary CalculatorAbout This Budget Planner
This monthly budget planner is designed to help expats and residents in Sweden plan their finances. The default values are based on typical costs in Stockholm and other major Swedish cities in 2026. Adjust the sliders to match your personal situation and lifestyle.
Sweden has a relatively high cost of living compared to many countries, but salaries are also higher. The biggest expense for most people is housing, which can take 30-50% of net income in cities like Stockholm. Public transport is efficient but not cheap - the SL card costs 1,060 SEK per month in 2026.
For accurate salary calculations including Swedish taxes, use our Swedish salary calculator which covers all 290 municipalities with 2026 tax rates.